Easy to Get Started

Registration is free and we connect you with the resources that best fits your needs for success.

Everything Online

Everything you'll need from us will be online. No need to travel or come in person to communicate.

Credit Training

We give you the latest tricks and tips on building your credit and securing more financial freedom.

What's your reason for better credit?

Choose your reason below and we’ll help you make it happen!

Start Your Journey To
A Happier Life!


We have a wide assortment of credit-building tools that put you in a position to maximize your credit score! Book a Free Credit Analysis & Consultation.

100% Ethical Services

We ONLY use ethical processes to improve you credit. You never have to worry about illegal tactics that can put you in bad situations.

Safe & Secure

We are not a Law firm, but we have built relationships with FCRA attorneys to refer your concerns in the event the bureaus do not comply with your rights.

Money back Guarantee

We deliver your results or your money back. No inaccurate marks removed after 3 months, ask for a membership refund.

Boost your credit
with proven methods – FAST!

With a free membership, boost your credit through this comprehensive program to help you manage your finances and increase your credit score. Improve your credit scores by learning about credit basics, repairing credit reports, managing debt, building an emergency fund, finding credit cards with better terms and more.

Boost Your Credit
With Free DIY Training

We’ll provide you with free training and tips on how to improve your credit score and start living a better life. Earn certificates and qualify for better credit fast!

New beginnings. That's what Scores Wise represents.

We all have our lows and our highs. So whether your journey to a perfect credit score is just starting out or you’re in need of resuscitation, we’re here to help. We’ll get you a fresh start and set you up for a stronger and brighter future in credit.

Boost Scores

Eliminate Debt

Avoid Scams

Maintain Credit

Secure Credit

Consolidate Debt

We Help Improve Your Credit Scores By Challenging:


If you become significantly delinquent on a debt, such as a medical bill or credit card bill, the original company owed will often write off this debt as a loss and sell it to a collection agency.

Late Payments

Late payments are reported to the credit bureau and added to your credit report at least 30 days after the payment due date.

Student Loans

Student loans can affect your credit in both positive and negative ways, depending on your payment practices.


A charge-off is a declaration by a creditor (usually a credit card account) that an amount of debt is unlikely to be collected.


Inquiries can have a greater impact if you have few accounts or short credit history. Large numbers of inquiries also mean greater risk.

And More!

Foreclosures, Short Sales, Bankruptcies, Tax Liens, Repossession, Judgments, Personal information, and more.

What Are Clients Say?

Credit Repair Tips

Read our latest blog entries for tips on credit repair.

What Is a Credit Report Score

A credit repot score is the basis used by lenders to determine if your loan application will be approved or not. If your credit report